Time For A New Ride?

Auto loan rates starting at 2.50%APR.

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with the phone in your pocket.

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Debit Card 24/7 Member Assistance.

(833) 467-4289

Report A Card Lost Or Stolen. Declined Purchases. Limit Adjustments. Register Travel. And More.

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Get The Most Out of Your Credit Union

Access all of your finances, deposit checks, transfer funds, pay bills, view e-Statements, and more with Allegany First Online Banking!

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Switch to e-Statements and get $10!

Online banking users can get paid to switch to e-Statements, that’s right, when you sign up we will deposit $10 into your account. Simply log in to online banking and click the “Statements” tab and follow the instructions to enroll. Offer valid through December 31, 2022.

Bi-annual Account Audit

Dear Credit Union Member:

The federal law under which Allegany First Federal Credit Union (AFFCU) operates requires that its Supervisory Committee verify member accounts periodically. A bi-annual account verification audit is one of many internal control processes followed by AFFCU to help ensure the accuracy and reliability of our financial reporting system for the protection of our members.

The purpose of this notice is to verify the accuracy of your account. If the statement of your account is not correct, please notify the Supervisory Committee immediately. The balances shown will be considered correct unless we are notified within ten (10) days.

The Supervisory Committee is available to help arbitrate or pursue questions regarding your account with AFFCU if an unresolved situation should arise.

If you have any questions concerning the accuracy of your statement please contact:

James Wolfer

PO Box 17

Fillmore, NY 14735

Debit Card 24/7 Member Assistance.

(833) 467-4289

Report A Card Lost Or Stolen. Declined Purchases. Limit Adjustments. Register Travel. And More.

Learn more

Good Friends Share Good Things!

Refer A Friend and feast on $25!

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Online Bill Pay.

Still paying bills the hard way? When it comes to keeping track of when your bills are due, you need a simple solution. Allegany First’s bill pay service allows you to pay your bills online with no monthly fees, no limit on the number of payees and no per-transaction fees. Giving you greater convenience and greater control. Because sometimes the simple solution is the best solution.

Your Digital Wallet!

Allegany First Federal Credit Union offers Apple Pay®, Google Pay™& Samsung Pay®

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Get a NEW Debit Card with Allegany First!

Surcharge Free ATMs

Find the nearest participating surcharge-free ATMs using the Allpoint ATM locator.

ATM Locator

Instant Issue Temporary Debit Cards.

Opening a new account? Receive new card same-day.

Lost or stolen debit card? Get a replacement instantly.

Malfunction of ATM that keeps your card? We can replace your card same-day.

Fraudulent activity detected? Get a new debit card immediately.

The instant issue option enables you to receive a non-personalized Visa – branded temporary debit card for immediate use until a fully personalized, permanent  debit card arrives in the mail. 

If a member chooses to utilize this option, Allegany First FCU will charge $10 per issued card, payable on receipt.