Mon – Thurs 9-4. Fri 9-6 585-567-4103 27 West Main Street, Fillmore, NY 14735 More Contact Info

Auto, Mortgages,
Personal, and Educational

Allegany First offers a variety of loans to get you what you need!

Auto & Other Secured Loans

New and Used Auto, Recreational, Campers, Motorcycles, ATVs, snowmobiles, and dirtbikes. Get up to 100% financing, quick pre-approvals, and insurance to cover your loan! It’s easy with AFFCU!


In partnership with Owners Choice Funding, Allegany First is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.

Personal Loans

Ideal if you need a set amount of immediate funds with the peace of mind in knowing you have set terms and monthly payments. No collateral required!

Student Loans

Sallie Mae’s Smart Option Student Loan can help you pay for the education expenses after maximizing grants, scholarships, and federal student loans. The Smart Option Student Loan features competitive interest rates, flexible repayment options, and rewards for paying your student loans on time while in school. Plus, you can borrow up to 100% of your school-certified costs of education.