Mon – Thurs 9-4. Fri 9-6 585-567-4103 info@alleganyfirstfcu.com 27 West Main Street, Fillmore, NY 14735 More Contact Info

Vehicle Loans

Model YearAPR +Maximum Term
2025 or NewerStarting at 3.25%48 Months
Starting at 3.50%60 Months
Starting at 4.00%72 Months
Starting at 4.50%84 Months
2024-2020Starting at 4.00%48 Months
Starting at 4.25%60 Months
Starting at 4.50%72 Months *
Starting at 5.00%84 Months **
2019 or OlderStarting at 4.00%36 Months
Starting at 4.25%48 Months
Starting at 4.50%60 Months
Starting at 5.00%72 Months *
* Minimum loan amount of $20,000 for 72 month term. ** Minimum loan amount of $30,000 for 84 month term. *** New money only. ****Collision & Comprehensive Insurance required.

Personal Loans

CategoryAmountAPR*Maximum Term
Personal LoanUp to $25,000Starting at 8.00%36 months
Personal LoanUp to $25,000Starting at 9.50%60 months
Personal LoanUp to $25,000Starting at 11.50%84 months
The maximum personal loan amount allowed is based on the gross monthly income of the primary applicant with a maximum of $25,000, whichever is less.

Recreational Vehicle Loans

Model YearAPR*Maximum Term
New and UsedStarting at 6.00%48 Months
New and UsedStarting at 6.50%72 Months
New and Used Starting at 9.00%120 Months *
* Minimum loan amount of $40,000 for 120 month term.

Overdraft Protection Loan

CategoryAmountAPRMaximum Term
OverdraftUp to $1,50017.00%24 months

Share Secured Loans

CategoryAmountAPRMaximum Term
Shared Secured$500 – $10,0005.50%60 Months

+ Rates quoted represent the range of rates available. Rates are based on the type of loan, amount of loan and evaluation of credit. APR = Annual Percentage Rate