Slip past your loan payment.


Make more merry memories this holiday season by skipping up to two monthly payments for a small $10 fee on your qualifying AFFCU loan. If you have more than one qualifying loan, you may request to SKIP-A-PAY on each loan.

To qualify:

  • Complete the SKIP-A-PAY Agreement before the 15th of the month you wish to skip. Download here or visit AFFCU.
  • A $10 SKIP-A-PAY fee will be charged per loan, per SKIP-A-PAY.
  • Interest will continue to accrue during the waived payment period which will result in the term of the loan being extended.
  • All loans must be paid current and have at least 6 months of on time payments.
  • Loans must not be modified or have had extensions.
  • Mortgage, Home Equity and Share Secured Loans are not eligible for this program.
  • Limit of two skipped payments per eligible loan on a 12 month rolling calendar basis.

(If you participated in the Summer SKIP-A-PAY you are not eligible to participate.)

 For additional information or questions related to SKIP-A-PAY, email info@alleganyfirstfcu.com, call us at (585) 567-4103 or visit us at the credit union.