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Loan Rates



Personal Loans

Category Amount** APR* Maximum Term
Personal/UnsecuredUp to $25,000Starting at 5.99%1 - 36 months
Personal/UnsecuredUp to $25,000Starting at 8.00%37 - 60 months
Personal/UnsecuredUp to $25,000Starting at 10.00%61 - 84 months
* Rates quoted represent the range of rates available. Rates are based on the type of loan, amount of loan and evaluation of credit. ** Maximum amount allowed is based on gross monthly income of primary applicant with a maximum of $25,000 whichever is less. Annual Percentage Rate (APR). Rates are subject to change without notice.


New and Used Vehicles

Model Year APR* Maximum Term
2013 and NewerRates Starting at 2.50%72 Months
2013 and NewerRates Starting at 3.50%84 Months
2012 and OlderRates Starting at 3.00%60 Months


Recreational Vehicle Loans

Model Year APR* Maximum Term
This loan category includes boats, motorcycles, ATVs, snowmobiles, dirt bikes, and campers (with no title).
New and UsedStarting at 6.50%120 months
New and UsedStarting at 6.00%72 months
New and UsedStarting at 5.50%48 months


Overdraft Protection Loan

Category Amount APR* Maximum Term
OverdraftUp to $1,50017%24 months


Share Secured Loans

Category Amount APR* Maximum Term
Shared Secured$500 - $10,0004.5%60 Months

Savings Rates


Share Certificates

Term Minimum Deposit to Open Rate APY*
24 months$500.7%.7%
18 months$500.5%.5%
12 months$500.4%.4%
6 months$500N/AN/A


Savings Rates

Term Minimum Deposit to Earn APY* Rate APY*
Education Share Account$200.00.10%.10%
January Club Account$50.00.10%.10%
Summer Club Account$50.00.10%.10%
Youth Share Account$20.00.10%.10%
Christmas Club Account$50.00.10%.10%
Regular Shares $200.00.10%.10%
APY* = Annual Percentage Yield