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Providing Financial Security and Peace of Mind

Loan Rates



Personal Loans

Category Amount** APR* Maximum Term
Personal/Unsecured Up to $25,000 Starting at 4.99% 1 - 36 months
Personal/Unsecured Up to $25,000 Starting at 7.00% 37 - 60 months
Personal/Unsecured Up to $25,000 Starting at 9.00% 61 - 84 months

* Current personal loan rates valid through April 30, 2018. Rates quoted represent the range of rates available. Rates are based on the type of loan, amount of loan and evaluation of credit. ** Maximum amount allowed is based on gross monthly income of primary applicant with a maximum of $25,000 whichever is less. Annual Percentage Rate (APR). Rates are subject to change without notice.



New and Used Vehicle Loans

Model Year APR* Maximum Term
2014 and Newer Rates Starting at 2.50% 72 Months
2014 and Newer Rates Starting at 3.50% 84 Months
2013 and Older Rates Starting at 3.00% 60 Months


Recreational Vehicle Loans

Model Year APR* Maximum Term
This loan category includes boats, motorcycles, ATVs, snowmobiles, dirt bikes, and campers (with no title).
New and Used Starting at 6.50% 120 months
New and Used Starting at 6.00% 72 months
New and Used Starting at 5.50% 48 months


Overdraft Protection Loan

Category Amount APR* Maximum Term
Overdraft Up to $1,500 17% 24 months


Share Secured Loans

Category Amount APR* Maximum Term
Shared Secured $500 - $10,000 4.5% 60 Months

Savings Rates



Share Certificates

Term Minimum Deposit to Open Rate APY*
24 months $500 .7% .7%
18 months $500 .5% .5%
12 months $500 .4% .4%
6 months $500 N/A N/A


Term Minimum Deposit to Earn APY* Rate APY*
Education Share Account $200.00 .10% .10%
January Club Account $50.00 .10% .10%
Summer Club Account $50.00 .10% .10%
Youth Share Account $20.00 .10% .10%
Christmas Club Account $50.00 .10% .10%
Regular Shares $200.00 .10% .10%
APY* = Annual Percentage Yield