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Purchasing a new vehicle is an exciting time, but you also want to make sure you get a great rate, flexible terms and a monthly payment that you can afford. With Allegany First, you can take advantage of our competitive rates and friendly terms to finance your next vehicle.
No matter how many wheels you roll on, we’ll get your motor running.
Members who are pre-approved for an auto loan before they shop often save money. They are able to shop with confidence, focusing on the price and the deal, rather than the financing. Pre-approval from your credit union is quick and simple.
For your added protection credit disability and life insurance are available on most loans for a minimal cost.
Nobody wants to be in debt. When you’re there, finding a way out can seem daunting. At Allegany First, you can consolidate your high-rate interest loans or credit cards into one manageable monthly payment, paying one low rate and saving money.
Have a different vision? If you imagine it, we may be able to help you fund it. Our quick, no-collateral personal loans can make your dream a reality.
In partnership with Owners Choice Funding, Allegany First is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service. Our mortgage program features:
Get- Pre-qualified for a home purchase in the month of April and receive $475 off of closing costs!*
*Offer valid for pre-qualifications issued between April 1st and April 30th. You must apply for your home loan with us before the expiration for your pre-qualification (120 days). $475 credit to be applied towards closing costs at the time of closing. Loans that do not close will not be eligible to receive the promotion.
Sallie Mae’s Smart Option Student Loan can help you pay for the education expenses after maximizing grants, scholarships, and federal student loans. The Smart Option Student Loan features competitive interest rates, flexible repayment options, and rewards for paying your student loans on time while in school. Plus, you can borrow up to 100% of your school-certified costs of education.
Applying online is easy – it only takes about 15minutes to apply and get a credit result.
Credit Card Debt Consolidation and Refinancing
Pay off your high-rate credit and department store cards and move the balances to AFFCU at a fixed rate at simple interest. SimplyCredit is more than just debt consolidation, it's the smartest way to use your cards: